Landlord insurance and rent protection

Sometimes things out of your control happen. With our insurance solutions, you’ll ensure that your profits don’t feel the impact.

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Simply comprehensive landlord insurance

As a landlord, your rental property is an investment, and you’ll want to protect it in case the worst happens.

Bode Insurance Solutions who will be able to provide a landlord insurance quote online or you can call 01903 890 044 (calls are charged at your local rate).

Bode provides easy-to-understand insurance for landlords. The fully comprehensive cover includes:

  • Theft, fire, and flood
  • Damage to your property caused by tenants
  • Damage to contents, including furnishings
  • The loss of any unpaid rent
  • Provides contingency cover for tenants’ non-disclosure
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Disclaimer:

Bode Insurance Solutions (company no 03101637) Registered Address: Building 1, Meadows Business Park, Blackwater, Camberley GU17 9AB.

Bode Insurance Solutions Limited are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference 313541. You may check this on the Financial Services Register by visiting the FCA’s website https://register.fca.org.uk/s/ or by contacting the FCA on 0800 111 6768

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What does landlord insurance cover?

  • Theft, fire and flood damage
  • Tenant caused damage to the property
  • Contents damage, including furnishings
  • Loss of income from unpaid rent
  • Contingency cover for tenant non-disclosure

Landlord Insurance FAQs

No, landlord insurance isn't legally required, but standard home insurance won't cover rental activities. Most mortgage lenders require specialised landlord insurance if you're letting the property, making it essential for most property investors.

Landlord insurance specifically covers rental-related risks that standard policies don't, including loss of rental income, liability protection for tenant injuries, and damage caused by tenants. It's designed to protect your investment property as a business asset.

Yes, landlord insurance typically covers malicious and accidental damage caused by tenants. This protection is crucial for safeguarding your property against potentially costly repairs that wouldn't be covered by standard home insurance.

The cost varies based on factors like property value, location, level of cover needed, and number of properties. Bode Insurance Solutions can provide a tailored quote based on your specific circumstances and requirements.

Yes, Bode Insurance Solutions offers multi-property landlord insurance, which can provide comprehensive coverage for your entire portfolio, often at better rates than insuring properties individually.

Do you have a question for our experts?

We are able to give you expert advice on a case by case basis. Complete the form and a local expert will be in touch.

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Google Reviews
I can't be generous enough with my feedback for HRD. From initial viewing of properties to offering, purchasing and exchange of contracts they were an absolute dream team. Georgia Price and Jenny Abrook were brilliant. Kept us updated throughout the process and chased all parties when called upon. I wish I'd sold with them!!!!
Dave Wyeth
5 days ago

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